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Business Loans

To open your business, or to take your business to the next step in its success requires a strategic plan.  A business loan may be part of that plan.

Citizens State Bank offers conventional business loans, SBA loans, and USDA Rural Development loans.

If you are considering applying for a business loan, please call us! In the meantime, the following documents are a part of what we will be looking for in order to process your loan request.

  • CSB Credit Application
  • Your personal and business credit history.
  • Last three years of personal and business tax returns.
  • Personal and business financial statements.
  • Your business plan.
  • Collateral details and descriptions, such as property or equipment that you own. Do not be discouraged if your company does not have available collateral. SBA loan options are available for unsecured small business loans too.
  • Corporate documents for your business such as Articles of Incorporation, Operating Agreement and your Annual Report.

Like you, want your business to have the greatest likelihood for success and hope that we are a part of that process!

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