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Personal Interest Checking

A quick overview of our personal interest checking.


  • $100.00 minimum opening deposit
  • No monthly service charge if you maintain a minimum monthly average balance of $100.00
  • Competitive rates
  • Free CSB Visa® Debit card usage and check writing
  • No ATM fees from CSB, nationwide.
  • Free virtual banking and bill pay
  • Deposit checks remotely with CSBdirect mobile application
  • Send someone money with Popmoney®
  • eAlerts
  • Free eStatements
  • Mobile and Online check images
  • Quicken® and Quickbooks® compatible account history downloads
  • Free automated telephone banking
  • Your deposits are insured by the FDIC up to the maximum allowed by law.


It’s quick and easy to transfer your account to CSB. This Hassle-Free Switch Kit will walk you through the process.

We make managing your money easy.
With our secure Online and Mobile banking you can:

  • Move money between your CSB accounts
  • Transfer funds between your CSB and non-CSB accounts
  • Schedule reoccurring transfers

Personal Rates

APY1 Rate Balance Minimum Opening Deposit
Interest Checking2 0.05% 0.05% $0- $999.99 $100.00
0.10% 0.10% $1,000.00 – 4,999.99
0.15% 0.15% $5,000.00 or more
Open A Personal Banking Account

1 Interest rates and Annual Percentage Yields (APY) accurate as of January 1, 2016 and are subject to change. APY assumes interest and principal remain on deposit for one year. 

2 Transaction Accounts – The interest rates and Annual Percentage Yields (APY) are subject to change after the account is opened. Fees could reduce earnings on the account. APY assumes interest and principal remain on deposit for one year.


If the balance falls below $100.00, a $2.00 service charge will be applied toward the account.

Other fees may apply for additional services.  Please see our schedule of fees for a complete listing.

Complete List of Service Fees


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